Free
$0
- Calendar with month and list view
- Recurring entries and categories
- 3 reminders
- 1 budget
Finance calendar for iPhone
Bills and subscriptions. Like a calendar.
Rent, electricity, Netflix: MoniCal shows income and expenses exactly where they fall. No more end-of-month surprises.
- No account
- Your data stays with you
- 6 languages
Calendar
See at a glance when each amount is due.
Every day shows its amount. Green is income, red is expenses. Switch between month and list view.
- Recurring entries: daily, weekly, monthly or yearly
- Your own categories or ready-made ones like Housing, Transport and Leisure
- Notes for contract numbers and payment references
Reminders
Never miss a payment again.
MoniCal reminds you before it's due, for example a day before your Netflix payment.
- Free for up to 3 recurring payments
- Unlimited with Pro Pro
Budgets
Set a limit. See what's left.
Set a monthly budget for any category. A marker shows where you should be today, and the forecast shows where you're heading.
- Shown as a ring, bar or tile
- Amount left and daily allowance for the rest of the month
- As many budgets as you need with Pro Pro
Statistics and year view
Where your money goes.
Savings rate, spending by category, biggest change from last month and all twelve months on one page. Your balance updates itself after every entry.
- Savings rate with forecast to month end Pro
- Year overview and balance history Pro
- Savings transfers that don't distort your statistics
Comparison
How MoniCal differs from other approaches.
An honest look at what MoniCal is for, and what it is not.
| MoniCal | Budget app with bank connection | Spreadsheet (Excel, Numbers, Sheets) | Your bank's app | |
|---|---|---|---|---|
| Day-by-day calendar view | Yes | Usually not, more lists and charts | Only if you build it | Usually not, a transaction list |
| Budget per category | Yes | Usually yes | You build it | Depends on the bank |
| Reminder before a payment | Yes | Depends on the app | Only if you build it | Depends on the bank |
| No account, no bank access | Yes | Usually no, bank access needed | Yes | No, bank customers only |
| Data only on device and iCloud | Yes* | Usually on the provider's servers | In your file or cloud | At the bank |
| Automatic transaction import | No, you enter entries yourself | Yes | No | Yes |
| Platforms | iPhone and iPad, no Android or web version | Depends on the app | Mac, PC and phone | Depends on the bank |
| Free to use | Yes, Pro is optional | Depends on the app | Depends on the program | Usually yes, for customers |
General overview of typical offerings, as of October 2026. Individual apps and programs differ. No guarantee. * The optional community feature is excluded.
MoniCal Pro
Start free. Upgrade when you want more.
New subscribers try Pro free for 7 days. You can cancel anytime in iOS Settings.
Pro monthly
$2.99 / month
7 days free trial
- Everything in Free
- Unlimited reminders and budgets
- Statistics and year view
- Running balance
Pro Lifetime
$34.99 one time
Pay once, use forever
- All Pro features
- No subscription, no renewal
- Supports ongoing development
Privacy
Your finances belong to you.
Everything on your device
Your entries live on your iPhone and are backed up automatically to your own iCloud.
No account, no hidden costs
Download the app and get started. No sign-up, no email address.
Six languages, four currencies
German, English, French, Italian, Spanish and Greek, with euro, US dollar, pound or Swiss franc.
Frequently asked questions
Do I need an account?
No. MoniCal works without signing in. Your data stays on your device and in your iCloud.
What happens after the 7-day trial?
The subscription starts at the price shown. If you cancel in iOS Settings at least 24 hours before the trial ends, you pay nothing.
Is there a one-time purchase?
Yes. Pro Lifetime costs $34.99 once and unlocks all Pro features permanently.
Can I use MoniCal for free?
Yes. The calendar, recurring entries, categories, 3 reminders and 1 budget are free.
Questions or ideas? Write to us at horizonlabs.dev@gmail.com.